Plan How You Spend Do you plan how you will spend your income? Do you treat your savings as an expense? Do you pay yourself first or do you pay credit card companies, electric companies, water companies and cellular phone service providers first? Do...
How to Buy Happiness If you have read my post about how money can buy us happiness but you’re still not convinced that it’s true, read on. I want you to meet Michael Norton, a Psychologist from and an Associate Professor of Business Adm...
Where are you? After getting acquainted with your personal net worth, how your cash flows, and building up your safety fund, you now have concrete evidence as to where you are financially. If you haven’t started yet, then I suggest you check ou...
Safety is a Priority Most people call it “Emergency Funds“. But me, I prefer to call it “Safety Funds“. Why? Because whenever I hear or read the word “Emergency“, I automatically associate it to something bad. Do y...
Your Income vs Your Expenses Hooray! Now that you’re done with your Net Worth Statement, it’s time that you take a look at your cash flow. Let’s start again by defining what cash flow is. Investopedia states: A revenue or expense...
How much are you worth? Congratulations! You are here because you want to take charge of your personal finances. And one of the few things to do in order to have the bird eye’s view of your current personal financial situation is to determine y...
You Are Here Do you love travelling? If you’re like me who loves travelling and exploring new and exciting places, then once in a while we find ourselves looking for a certain restaurant, finding a souvenir shop or navigating through an unfamil...